• Barry J. Simon

Insurance Companies

Updated: Oct 15

Your insurer has a duty in California of good faith and fair dealing to you. Unlike

carriers for another driver who causes an accident, this means your insurance company must treat you fairly and place your interests at least equal if not greater than their own interests which we all know is financial. California used to require insurers for 3rd

parties (another driver) to also act in good faith toward you but that changed with

Royal Globe (a California Supreme Court case in 1988).

There are times where your insurer may treat you unfairly or unjustly because insurance companies tend to treat every claimant like the enemy. If your insurer is doing this to you, you need to contact a lawyer asap to represent you and to get

them to follow the law. For example, because insurance carriers want to make more and more money, they will look for any way possible (sometimes in violation of the law) to deny your claim or to limit the damages amount that they offer in settlement of your claim. For this reason alone, it is very important if you have a significant injury caused by an accident in which someone else is at fault for causing, that you contact a good personal injury or auto accident lawyer asap and not wait even a week after an accident. If you don't contact a good lawyer, the insurance company could well get information from you to use against you and by the time you finally get a lawyer, it will be too late to maximize the value of your claim.

Even though you pay premiums to your insurer, when it comes time to make a claim against them, they will treat you like the enemy and violate their duty of good faith so please understand the vital important of seeking legal assistance immediately after an accident if you have significant injuries including broken bones, herniated discs, torn ligaments. . . . It is also strongly recommended that your insurance limits for Uninsured Motorist coverage (and liability) be at least $500,000.00 in case the at fault party has limited insurance. This way your serious injuries can be fully compensated which protects you.


Recent Posts

See All

Herniated Discs

If you are involved in an accident and the at fault driver causes you to have a herniated disc either in your neck (cervical) or low back (lumbar) then your case is worth a significant amount of money

Forceful Advocate for You

If you are seriously injured in an accident caused by another or even if your injuries are not so serious but still significant to you, you need an aggressive advocate who believes in you and your cas


© 1987 -2020 The Law Offices of Barry J. Simon. A  Personal Injury Law Firm Serving California and the United States. 

Disclaimer:   The legal information presented at this site should not be construed to be formal legal advice, nor the formation of an attorney-client relationship.   Any results set forth here were dependent on the facts of that case and the results will differ from case to case.   The Law Offices of Barry J. Simon serves all of California.   In addition, we represent clients in various other states through our affiliations with local law firms.   Through the local firm, we will be admitted to practice law in their state, pro hac vice. Cookies & Privacy Policy  Copyright © 1987-2021 The Law Offices of Barry J. Simon Personal Injury Attorney - All rights reserved.  Location: California  Tel: (877) 733--4393    Email: