Underinsured Motorist Coverage
You should get high limits for Uninsured Motorist/Underinsured Motorist coverage as a protection for you and your family. It doesn't cost that much more in premiums and
if you are involved in an accident caused by someone else, it is likely especially in
Los Angeles that they will only carry a small amount of insurance so if you or any member of your family is seriously injured or dies, if you carry at least 500 K you
should be protected. I recommend you also carry 500 K for liability coverage just
in case you accidentally cause an accident to someone else.